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Buyer's Guide

A Step-by-Step First Time Buyer's Guide

Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by your agent will help reduce the stress of buying a home and help you enjoy the journey as much as possible.

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Step 1: Buyer Consultation

Meet With Us For A Buyer Consultation To Review The Home Buying Process

  • Discuss specific needs and goals, then formulate a plan together
  • Set a target date by which you would like to move into your new home
  • Sign an Exclusive Right to Represent; this allows us to professionally represent you
  • Our role as your real estate agent, your role as the buyer
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Step 2: Applying For A Mortgage

  • Connect with one of our preferred mortgage lenders from our established network
  • Present the lender with necessary materials
  • Determine your price range, down payment, monthly payment and cash to close
  • Dos and Don’ts during the mortgage process
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Step 3: Search For Homes

  • Multiple Listing System Portal (MLS) – This online resource is only accessible through an agent
  • We will set you up with this customized home search so you can receive updates on applicable properties
  • This portal search is accurate and up to date with real time listings
  • Review home listings and disclosures thoroughly online
  • House hunting tips 
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Step 4: Showings

  • Drive by the location of the property to get a feel for it before scheduling a showing
  • Choose the homes you’d like to see and we will set up a showing, or inform you of an open house
  • Things to do while visiting a home
  • Things to avoid while visiting a home

Our goal is to provide you with the most personalized service that is designed to help you buy your dream home

Schedule a Consultation
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Step 5: Making An Offer

  • Once we find your ideal home we will strategize and present a competitive offer
  • In a competitive market we may need to move quickly on some properties, but I am here to guide you every step of the way
  • With my extensive experience in contract negotiations, I will ensure you get the best terms possible
  • Sometimes, you may only get one chance to make an offer 
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Step 6: Accepted Offer

  • Once all offer terms are agreed upon, everyone signs and we go “under contract”
  • 1st deposit due immediately
  • Contingencies
    ✓ Appraisal (if applicable)
    ✓ Mortgage Commitment/Financing,
    ✓ Review Condominium/Association Documents if applicable
    ✓ Inspection – A Licensed professional will complete a thorough home inspection
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Step 7: Final Walk Through/ Closing

  • Set up utilities prior to closing date (electricity/gas/oil/cable/internet/propane). Usually, the companies need 72 hours advance notice to turn them on
  • Walk-through prior to closing
  • Bring funds in the form of a bank/cashier’s check, and identification to the closing
  • Once the paperwork is signed and the attorneys say it’s official, you get the keys

Congratulations!

After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams.

WHAT OUR CLIENTS SAY

Casey Sokoler was a blessing to us. Her empathy, kindness, patience, and expertise were the qualities we needed in a real estate agent. She is very good at her job! We are grateful to have had her in our corner! She put together a sales and marketing plan based on our circumstances that worked like a charm. Her reputation in the industry, both locally and, nationally is superb. Whether you are a seller o...

— Marian S.

WHAT OUR CLIENTS SAY

Steve was very helpful in helping us find a house for our daughter. He listened to our needs and wants and found suitable houses for us to look at. Was also very helpful in analyzing the condition of the properties. His knowledge of the area was extensive.

— Sandra W.

WHAT OUR CLIENTS SAY

Casey did such a great job for us. She gave us great advice for getting our house on the market and priced it competitively which resulted In multiple offers. Her expertise in negotiating with the sellers of the house we were buying was excellent. She is so responsive and so caring. A true professional!

— Buyer & Seller

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Experience the Difference

When you work with The Sokoler Team, you’ll immediately understand why clients think of Bob and his team as dedicated specialists who have mastered the skills needed for evaluating, marketing, and matching buyers and sellers.

Contact Us

Get in Touch

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Contact Details

THE SOKOLER TEAM

(502) 469-1899

[email protected]

10525 TIMBERWOOD CIR LOUISVILLE KY 40223